How Long Till FIRE Calculator: Escape the Rat Race, One Pound at a Time

OPPS this Calculator is currently Broken How Long Until You Can Ditch Your Job? Welcome to the FIRE Calculator — your no-BS tool to figure out how many years stand between you and financial freedom. Plug in your numbers, and we’ll show you when you can confidently say: “I’m out!” to the 9-to-5 grind. No … Read more

Barista FIRE: How to Semi-Retire and Still Enjoy Life’s Little Luxuries

Finding the Sweet Spot: The Barista FIRE Lifestyle There’s a delicious middle ground between full financial independence and the 9–5 grind — and it smells faintly of oat milk and toasted paninis. Welcome to Barista FIRE. This isn’t about latte art (though if you want to learn, live your dreams). It’s about reaching a point … Read more

Fat FIRE: The Bigger Life With More Room to Breathe

What Even Is Fat FIRE? What Even Is Fat FIRE? There’s a very specific kind of person who dreams about Fat FIRE.They’ve got spreadsheets with tabs labelled “Italy Villa” and “Business Class Points Strategy.” Their ideal day probably involves yoga on a sun-drenched balcony, followed by a leisurely brunch and a weekday massage — all … Read more

Lean FIRE: The Slower Life That Starts Sooner

What Is Lean FIRE? Lean FIRE is all about stopping work as soon as possible by keeping your lifestyle — and your spending — intentionally low. It’s the fastest route to financial independence because it skips the high-earning, high-spending treadmill and goes straight for “enough.” Instead of building a big pension pot to fund a … Read more

Starting From Zero (Again): Investing After Life Happens – First 100K

The Road Back to £100K Starts Here October 5 2024 July 7 2025 Changes Assessable investments £0 £16,400 +16,400 Total Net Worth £199,850 £205,600 +5,750 Notes  Spent money Made investments When Survival Mode Takes Over: Missing the Moment My Investments Hit Zero Between changing nappies and discovering the magic of a dishwasher (which had been … Read more