First 100K: March – Financial New Year Count Down

The UK weather has been playing a deeply confusing game lately. One minute you brace against a freezing drizzle that cuts through your bones. The next, the sun blazes with the intensity of mid-July. Sitting down to write this First 100K: March Update, I am still mildly overheating. My heavy winter coat is stubbornly refusing … Read more

1990-2010 Vs My Spending: The Simple Cost of the Digital Age

If you are old enough to remember this era, you can probably hear it. Deep in the recesses of your memory, there is the screeching, static-filled, robotic hellscape sound of a dial-up modem trying to connect to the internet. The three decades spanning 1990 to 2010 represent the most rapid technological shift in human history. … Read more

3 Hidden Reasons the March Market Drop Worries Me

Sitting here, leaning back in my desk chair with my feet propped up on the heater. Outside, the sky is that sharp, unforgiving March blue. Inside my investment app, things are looking decidedly red. The current market drop has rudely interrupted what was otherwise a rather cheerful spreadsheet, dragging my all-time return down from a … Read more

1960-1980 Vs My Spending: Rise of Credit and Free Love

Stepping out of the austerity of the post-war years, we land squarely in an era of massive cultural and financial whiplash. The decades stretching from the Swinging Sixties through the inflationary Seventies and into the neon Eighties fundamentally rewired how society views money. Looking at “1960-1980 vs My Spending” is like watching the modern consumer … Read more

1920-1950 Vs My Spending: Roaring 20s to the Great Depression

Continuing our journey through the century’s ledgers, we arrive at a fascinating forty-year block. Looking at the years 1920-1950, we cover an astonishing amount of historical whiplash. This era spans the jazz-soaked Roaring Twenties, the devastating 1929 Wall Street Crash, the gritty reality of the Great Depression, the rationing of the Second World War, and … Read more