The transition happened practically overnight. Writing this First 100K log, the damp chill of winter is a distant memory, replaced by the kind of heat that demands immediate respect. “Warm” is the classic British understatement for what is currently happening outside. It is officially melting hot. Consequently, survival in the house now revolves around a … Read more
Sitting here, leaning back in my desk chair with my feet propped up on the heater. Outside, the sky is that sharp, unforgiving March blue. Inside my investment app, things are looking decidedly red. The current market drop has rudely interrupted what was otherwise a rather cheerful spreadsheet, dragging my all-time return down from a … Read more
Stepping out of the austerity of the post-war years, we land squarely in an era of massive cultural and financial whiplash. The decades stretching from the Swinging Sixties through the inflationary Seventies and into the neon Eighties fundamentally rewired how society views money. Looking at “1960-1980 vs My Spending” is like watching the modern consumer … Read more
Imagine that specific kind of quiet that follows a disaster. I’m not talking about the literal sirens-and-smoke variety—thankfully—but the mental one. It’s that late-night, ceiling-staring thought experiment: If it all went up. If the slate was wiped clean by a stray spark. If I was standing on the pavement with nothing but my partner, the … Read more
It was one of those January mornings when the forecast promises snow, sleet, and rain in a single day. My old rain jacket had been doing its best for the past decade, but the large hole over one shoulder made it about as useful as a chocolate umbrella. When my partner sent me a link … Read more
