1900 Spending vs My Spending: Is Modern Life a Total Luxury?

Looking at my recent Monzo feed is an exercise in casual absurdity. There is a £7 monthly charge for banking ‘perks’ that buy me a cinema ticket and fee-free cash abroad. There is an £8.99 deduction for invisible audiobooks, mostly because reading physical pages puts me straight to sleep. Trying to explain this to a … Read more

New Year Goals For Finance, Health and Minimalism

There’s something quietly magical about this time of year. The days are slowly stretching out again, the pale pink of winter sunrises brushes the sky, and the crisp blue overhead feels almost like a fresh canvas. It’s the sort of morning that nudges you to pause, breathe, and think about the year ahead — not … Read more