Let’s talk about the thrilling world of percentages — said no one ever.Except maybe people in the financial independence crowd, who can and will turn a cup of tea and a spreadsheet into a surprisingly joyful afternoon. The Safe Withdrawal Rate (SWR) is one of those oddly satisfying ideas that takes something big — “how … Read more
I once ordered what I thought were the most fetching socks online. When they arrived, they looked great on the website—sleek, stylish, absolutely “wow” for the feet. But in reality? They were thin. So thin that while my feet looked amazing, the cold went straight through, and I spent the first chilly morning hopping around … Read more
There’s a certain type of maths that feels like sorcery. The sort that makes you squint at your calculator and mutter, “that can’t be right.” I stumbled into one of those sums recently, and it left me equal parts amused and quietly hopeful. Here’s the gist: if you invest just a fiver a day — … Read more
There’s something strangely comforting about eating three bowls of instant ramen in one day. I can’t quite explain it—maybe it’s the pull of carbs on a gloomy head-cold afternoon, or perhaps the thrill of little indulgences that evolve slowly over time. Today, I started with the spicy chilli ramen that clears your sinuses and makes … Read more
First 100K: Climbing Away – August Update August brought a baby-free weekend (more dates, fewer negotiations about bedtime), with the small human safely in the care of Granny and Grandpa. It reminded me why I’m chasing my First 100K in the first place: freedom. Turns out that “time off” as a parent is a lot … Read more
