First 100K: Climbing Away – August Update August brought a baby-free weekend (more dates, fewer negotiations about bedtime), with the small human safely in the care of Granny and Grandpa. It reminded me why I’m chasing my First 100K in the first place: freedom. Turns out that “time off” as a parent is a lot … Read more
How Calculating Your Real Hourly Wage Changed My View on Money There was this job I had—probably my worst ever. It was the kind of role that drained you not just physically, but mentally, emotionally, and yes, financially too. I clocked in, slogged through the day, and then needed hours—sometimes days—to decompress. When I finally … Read more
How turning a simple plan into triple the fun can actually boost your mental health—and your day. The Unexpected Fun of Getting Ready to Have Fun There’s something quietly thrilling about planning a day out — especially when that day involves Brighton, sea air, and a bit of sunshine (or drizzle, because, British weather). It’s … Read more
The countdown has officially begun. On 28 August, I’ll make my very first mortgage overpayment. It’s a strange mix of excitement and nerves — kind of like signing up for a marathon, but with less sweat and more spreadsheets. I’ve been thinking about this move for over a year, mostly because my partner went all-in … Read more
The Moment I Realised I Wasn’t Switching Bank Accounts Again It started with a headline.Something like: “Earn up to £200 for Bank Account Switching.” A younger me might have clicked immediately, calculator in hand, already picturing the smug satisfaction of free money dropping into my account. But this time? I just sipped my coffee and … Read more
