I was supposed to be a monk. A financial, spreadsheet-wielding monk who had reached a state of “set and forget” nirvana. Back in December, I made a public vow: no changes to my financial system until April. I called it my “no-touch” plan. The goal was to stop the constant tweaking, the obsessive mortgage overpayments, … Read more
I’ve been in financial spirals before — the kind where every morning starts with, “What can I tweak today?” You know the type: constantly running numbers, overpaying here, reallocating there, trying to shave pennies from one category to funnel them into another, thinking every small move is the key to perfection. For me, the spiral … Read more
It’s funny how the smallest, simplest things can bring the most unexpected joy. For me, that thing is my microwaveable rice cooker. Yes, it’s literally just a plastic container with a clever lid, and yes, I realise how odd it sounds to be this excited about a piece of plastic. But this little contraption has … Read more
Impulse buys. Quick lunch grabs. Those little moments when your stomach rules your wallet.I’d been caught in a cycle: Tesco meal deals, bakery treats, anything that was warm, cheap, and conveniently packaged. They tasted fine, but my wallet felt lighter and my health… less so. Enter the 10 Minute Rule — a tiny pause that … Read more
I once ordered what I thought were the most fetching socks online. When they arrived, they looked great on the website—sleek, stylish, absolutely “wow” for the feet. But in reality? They were thin. So thin that while my feet looked amazing, the cold went straight through, and I spent the first chilly morning hopping around … Read more
