Net Worth Tracking: Your Most Powerful Financial Metric

The Quiet Power of Net Worth There’s something oddly comforting about a Google Sheet. Mine isn’t flashy. It doesn’t have dropdowns or graphs or conditional formatting that turns cells red when things dip (thank God). But it’s been with me for years. Through the peaks, the valleys, and that strange middle part where everything just… … Read more

Net Worth Tracking: Your Most Powerful Financial Metric

The Quiet Power of Net Worth There’s something oddly comforting about a Google Sheet. Mine isn’t flashy. It doesn’t have dropdowns or graphs or conditional formatting that turns cells red when things dip (thank God). But it’s been with me for years. Through the peaks, the valleys, and that strange middle part where everything just… … Read more

Barista FIRE: How to Semi-Retire and Still Enjoy Life’s Little Luxuries

Finding the Sweet Spot: The Barista FIRE Lifestyle There’s a delicious middle ground between full financial independence and the 9–5 grind — and it smells faintly of oat milk and toasted paninis. Welcome to Barista FIRE. This isn’t about latte art (though if you want to learn, live your dreams). It’s about reaching a point … Read more

Fat FIRE: The Bigger Life With More Room to Breathe

What Even Is Fat FIRE? What Even Is Fat FIRE? There’s a very specific kind of person who dreams about Fat FIRE.They’ve got spreadsheets with tabs labelled “Italy Villa” and “Business Class Points Strategy.” Their ideal day probably involves yoga on a sun-drenched balcony, followed by a leisurely brunch and a weekday massage — all … Read more

Lean FIRE: The Slower Life That Starts Sooner

What Is Lean FIRE? Lean FIRE is all about stopping work as soon as possible by keeping your lifestyle — and your spending — intentionally low. It’s the fastest route to financial independence because it skips the high-earning, high-spending treadmill and goes straight for “enough.” Instead of building a big pension pot to fund a … Read more