Book Review: A Thought Provoker – Your Money or Your Life

How Calculating Your Real Hourly Wage Changed My View on Money There was this job I had—probably my worst ever. It was the kind of role that drained you not just physically, but mentally, emotionally, and yes, financially too. I clocked in, slogged through the day, and then needed hours—sometimes days—to decompress. When I finally … Read more

The Simple Joy of Planning: Your Triple-Happiness Formula

How turning a simple plan into triple the fun can actually boost your mental health—and your day. The Unexpected Fun of Getting Ready to Have Fun There’s something quietly thrilling about planning a day out — especially when that day involves Brighton, sea air, and a bit of sunshine (or drizzle, because, British weather). It’s … Read more

Overpay My Mortgage: Reader Tip Jar (Your Clever Ideas Wanted!)

The countdown has officially begun. On 28 August, I’ll make my very first mortgage overpayment. It’s a strange mix of excitement and nerves — kind of like signing up for a marathon, but with less sweat and more spreadsheets. I’ve been thinking about this move for over a year, mostly because my partner went all-in … Read more

Bank Account Switching Bonuses: Is the £200 Reward Really Worth It?

The Moment I Realised I Wasn’t Switching Bank Accounts Again It started with a headline.Something like: “Earn up to £200 for Bank Account Switching.” A younger me might have clicked immediately, calculator in hand, already picturing the smug satisfaction of free money dropping into my account. But this time? I just sipped my coffee and … Read more

Money Mindset: Big Buys and Slow Savings

How to handle big purchases without spiralling, ghosting your bank app, or impulse-buying another kettle Turns Out, Sleeping Well Is a Financial Goal For a long time, I was sleeping on an IKEA daybed that could generously be described as “functional” — and less generously, as “a creaky bench with commitment issues.” It wasn’t awful, … Read more