Fat FIRE: The Bigger Life With More Room to Breathe

What Even Is Fat FIRE? What Even Is Fat FIRE? There’s a very specific kind of person who dreams about Fat FIRE.They’ve got spreadsheets with tabs labelled “Italy Villa” and “Business Class Points Strategy.” Their ideal day probably involves yoga on a sun-drenched balcony, followed by a leisurely brunch and a weekday massage — all … Read more

Lean FIRE: The Slower Life That Starts Sooner

What Is Lean FIRE? Lean FIRE is all about stopping work as soon as possible by keeping your lifestyle — and your spending — intentionally low. It’s the fastest route to financial independence because it skips the high-earning, high-spending treadmill and goes straight for “enough.” Instead of building a big pension pot to fund a … Read more

Starting From Zero (Again): Investing After Life Happens – First 100K

The Road Back to £100K Starts Here October 5 2024 July 7 2025 Changes Assessable investments £0 £16,400 +16,400 Total Net Worth £199,850 £205,600 +5,750 Notes  Spent money Made investments When Survival Mode Takes Over: Missing the Moment My Investments Hit Zero Between changing nappies and discovering the magic of a dishwasher (which had been … Read more

The Hidden Power of Choosing Financial Independence, Not Escaping life

I Didn’t Want a Cabin. I Wanted Out. A few years ago, I googled “how to quit my job and never come back” on my lunch break. That probably tells you most of what you need to know about my headspace at the time. I was tired, eating sad desk salads, and fantasizing about running … Read more

Why Financial Independence Matters, Even If I Never Retire

FIRE to FI It hit me the other day while I was rinsing out my battered, sticker-covered travel mug — the one that’s seen more existential coffee breaks than I care to count. I wasn’t thinking about money. I was thinking about how quiet the house was (miracle), how good the coffee smelled (also miracle), … Read more