How to Master the 4 Crucial Investment Percentages Today

There is a specific kind of madness that takes hold when you first discover Financial Independence. It usually involves a laptop balanced on your knees at 11:00 PM, sixteen open tabs of historical market data, and a spreadsheet so complex it looks like it’s trying to launch a satellite. I’ve been there. In my early … Read more

Why Living in a Concrete Home Could Make You Rich

When people hear “concrete home,” they tend to imagine a monolithic, joyless block that looks more like a car park than somewhere you’d want to sip your morning coffee. And yes, that’s exactly what we bought. I like to call it a “concrete monstrosity”; my partner calls it a car park. Walk past it too … Read more

First 100K: January Update – with a Surprise Conversation.

January has a funny reputation. It’s meant to be about fresh starts, bold resolutions, and dramatic personal reinventions — but in reality, it’s often quieter than that. The lights come down, the calendar stretches out, and life gently returns to its usual rhythm. This January felt less like a reset and more like a continuation. … Read more

First 100K: December Update – Good Food, Adventure, and a Freezing Coastline

December always has its own tempo. A strange mix of soft lights, freezing winds, and the slightly dazed feeling of trying to do “normal life” while also navigating school closures, tinsel, and a steady stream of snack plates. This year felt gentler than usual, though — maybe because December didn’t ask for anything dramatic from … Read more

Why I Love Christmas Movies & What I Will Be Watching

There’s something about December that makes even the simplest evenings feel a little magical. The air turns crisper, the sky darkens earlier, and suddenly, curling up on the couch with a hot drink feels essential. For me, this season revolves around one very particular ritual: choosing, prepping for, and watching Christmas movies. Not for the … Read more