December always has its own tempo. A strange mix of soft lights, freezing winds, and the slightly dazed feeling of trying to do “normal life” while also navigating school closures, tinsel, and a steady stream of snack plates. This year felt gentler than usual, though — maybe because December didn’t ask for anything dramatic from … Read more
There’s something about December that makes even the simplest evenings feel a little magical. The air turns crisper, the sky darkens earlier, and suddenly, curling up on the couch with a hot drink feels essential. For me, this season revolves around one very particular ritual: choosing, prepping for, and watching Christmas movies. Not for the … Read more
Have you ever looked at your savings account and felt quietly proud — only to realise, years later, that your money hasn’t really grown at all? I had that moment in my mid-twenties. My savings were fine on paper, but in real terms, they were worth less than when I’d earned them. Inflation had been … Read more
Paying yourself first isn’t about scrimping and scraping until you’re miserable. It’s about quietly telling your future self, “I’ve got you.” And that’s a message worth repeating, especially when life gets expensive and chaotic. Here’s what I’ve been learning about this ancient but surprisingly modern habit… Why This Matters If you’re like most people, you … Read more
The Moment I Realised I Wasn’t Switching Bank Accounts Again It started with a headline.Something like: “Earn up to £200 for Bank Account Switching.” A younger me might have clicked immediately, calculator in hand, already picturing the smug satisfaction of free money dropping into my account. But this time? I just sipped my coffee and … Read more
