Have you ever looked at your savings account and felt quietly proud — only to realise, years later, that your money hasn’t really grown at all? I had that moment in my mid-twenties. My savings were fine on paper, but in real terms, they were worth less than when I’d earned them. Inflation had been … Read more
Paying yourself first isn’t about scrimping and scraping until you’re miserable. It’s about quietly telling your future self, “I’ve got you.” And that’s a message worth repeating, especially when life gets expensive and chaotic. Here’s what I’ve been learning about this ancient but surprisingly modern habit… Why This Matters If you’re like most people, you … Read more
The Moment I Realised I Wasn’t Switching Bank Accounts Again It started with a headline.Something like: “Earn up to £200 for Bank Account Switching.” A younger me might have clicked immediately, calculator in hand, already picturing the smug satisfaction of free money dropping into my account. But this time? I just sipped my coffee and … Read more
The Flat, the Ladder, and the Bonus That Magically Arrived The first time that LISA bonus hit my account, I just… stared at the screen. I’d done the thing — saved what I could, ignored the house prices that made me want to cry, and set up the account that everyone online either hyped to … Read more
