Looking at my recent Monzo feed is an exercise in casual absurdity. There is a £7 monthly charge for banking ‘perks’ that buy me a cinema ticket and fee-free cash abroad. There is an £8.99 deduction for invisible audiobooks, mostly because reading physical pages puts me straight to sleep. Trying to explain this to a … Read more
The particular kind of quiet madness that settled in this February. It wasn’t born of the grey skies or the lingering chill; it was a madness of pure math wizardry. There I was, sitting at my desk, the glow of the dual monitors humming in my ears, and I realized—with the sudden clarity of a … Read more
There is a specific kind of satisfaction that only comes after a long walk through the British countryside. You know the one—where your boots are caked in a questionable amount of mud, your legs have that pleasant, heavy ache, and the pub at the end of the trail feels less like a building and more … Read more
There is a specific kind of madness that takes hold when you first discover Financial Independence. It usually involves a laptop balanced on your knees at 11:00 PM, sixteen open tabs of historical market data, and a spreadsheet so complex it looks like it’s trying to launch a satellite. I’ve been there. In my early … Read more
It is a peculiar kind of madness, isn’t it? The modern world tells us that “more” is the antidote to anxiety. We are led to believe that a surplus is a shield, and that having a little extra tucked away is the ultimate signal that we’ve finally “made it.” But for the optimisers among us—the … Read more
