Financial Independence

Time To Retirement: The Ultimate Waiting Game

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There’s something both comforting and mildly ridiculous about the phrase time to retirement.It sounds like the name of a game show you definitely didn’t sign up for, but here we are — spinning the wheel each month, hoping the numbers line up, sipping lukewarm tea while wondering if compounding interest is working behind the scenes … Read more

My Unique 10 Minute Rule – Saving Money and Eating Well

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Impulse buys. Quick lunch grabs. Those little moments when your stomach rules your wallet.I’d been caught in a cycle: Tesco meal deals, bakery treats, anything that was warm, cheap, and conveniently packaged. They tasted fine, but my wallet felt lighter and my health… less so. Enter the 10 Minute Rule — a tiny pause that … Read more