There is a specific kind of madness that takes hold when you first discover Financial Independence. It usually involves a laptop balanced on your knees at 11:00 PM, sixteen open tabs of historical market data, and a spreadsheet so complex it looks like it’s trying to launch a satellite. I’ve been there. In my early … Read more
It is a peculiar kind of madness, isn’t it? The modern world tells us that “more” is the antidote to anxiety. We are led to believe that a surplus is a shield, and that having a little extra tucked away is the ultimate signal that we’ve finally “made it.” But for the optimisers among us—the … Read more
I was supposed to be a monk. A financial, spreadsheet-wielding monk who had reached a state of “set and forget” nirvana. Back in December, I made a public vow: no changes to my financial system until April. I called it my “no-touch” plan. The goal was to stop the constant tweaking, the obsessive mortgage overpayments, … Read more
When people hear “concrete home,” they tend to imagine a monolithic, joyless block that looks more like a car park than somewhere you’d want to sip your morning coffee. And yes, that’s exactly what we bought. I like to call it a “concrete monstrosity”; my partner calls it a car park. Walk past it too … Read more
This is not a redemption arc.It’s not a “new me” announcement.And it’s definitely not a wellness glow-up disguised as a spreadsheet. This is Part One of a planned failure. I’m running an experiment where I don’t eat Greggs for a month. No sausage rolls. No “just this once.” No standing at the counter pretending I’m … Read more
