Money Mindset: Big Buys and Slow Savings

How to handle big purchases without spiralling, ghosting your bank app, or impulse-buying another kettle Turns Out, Sleeping Well Is a Financial Goal For a long time, I was sleeping on an IKEA daybed that could generously be described as “functional” — and less generously, as “a creaky bench with commitment issues.” It wasn’t awful, … Read more

My First 100K: £17K Reached! A Quiet Milestone

One small update. One big number. One Percent Closer to My First 100K It was a regular Monday. Nothing dramatic. No pay rise, no unexpected windfall, no spreadsheet epiphany. Just my usual automated investment ticking along in the background. When I opened my account, the number said £17,005. And I laughed. Because, technically? That’s 17% … Read more

Minimalism: I Gave Up Half My Stuff — And Gained Real Wealth

The Day I Got Grumpy and Decluttered a Cupboard With My Bare Hands I didn’t wake up one morning with a clean, folded intention to “embrace minimalism.” I was slightly feral. Heartbroken. And mildly irritated at the way my cupboard door squeaked at me like it had opinions. That day, I didn’t so much decide … Read more

Real Financial Goals for Real Life in the UK

The last time I sat down to “review my finances,” I ended up defrosting the freezer instead. There’s just something about the pressure of goals — especially money ones — that makes me suddenly very interested in slightly more achievable tasks. Like scrubbing limescale. Or deleting apps I forgot I had. But here’s what surprised … Read more

Why the Lifetime ISA Is a Quiet Win for First-Time Buyers

The Flat, the Ladder, and the Bonus That Magically Arrived The first time that LISA bonus hit my account, I just… stared at the screen. I’d done the thing — saved what I could, ignored the house prices that made me want to cry, and set up the account that everyone online either hyped to … Read more