Starting From Zero (Again): Investing After Life Happens – First 100K

The Road Back to £100K Starts Here October 5 2024 July 7 2025 Changes Assessable investments £0 £16,400 +16,400 Total Net Worth £199,850 £205,600 +5,750 Notes  Spent money Made investments When Survival Mode Takes Over: Missing the Moment My Investments Hit Zero Between changing nappies and discovering the magic of a dishwasher (which had been … Read more

What Does Financial INDEPENDENCE Really Cost in the UK?

Trying to figure out your “financial independence number” is equal parts maths, dreaming, and mild existential crisis.The calculators are easy. It’s the life part that’s trickier. Depending on who you ask (and how much avocado toast you eat), the answer is somewhere between “a few hundred grand” and “you’ll need £2 million and a side … Read more

The Hidden Power of Choosing Financial Independence, Not Escaping life

I Didn’t Want a Cabin. I Wanted Out. A few years ago, I googled “how to quit my job and never come back” on my lunch break. That probably tells you most of what you need to know about my headspace at the time. I was tired, eating sad desk salads, and fantasizing about running … Read more

What is Financial Independence (FI) — And Why It’s Not Just for Retiring Early (FIRE)

First Hearing about FIRE/FI I first heard about FIRE (Financial Independence, Retire Early) about 7 or 8 years ago. Back then, I was all in — saving like a maniac, eating frozen veggies, and dreaming of quitting my worst job as soon as humanly possible. Mr. Money Mustache’s shockingly simple math blew my mind, and … Read more