Rook 
The countdown has officially begun. On 28 August, I’ll make my very first mortgage overpayment. It’s a strange mix of excitement and nerves — kind of like signing up for a marathon, but with less sweat and more spreadsheets. I’ve been thinking about this move for over a year, mostly because my partner went all-in … Read more
The Moment I Realised I Wasn’t Switching Bank Accounts Again It started with a headline.Something like: “Earn up to £200 for Bank Account Switching.” A younger me might have clicked immediately, calculator in hand, already picturing the smug satisfaction of free money dropping into my account. But this time? I just sipped my coffee and … Read more
How to handle big purchases without spiralling, ghosting your bank app, or impulse-buying another kettle Turns Out, Sleeping Well Is a Financial Goal For a long time, I was sleeping on an IKEA daybed that could generously be described as “functional” — and less generously, as “a creaky bench with commitment issues.” It wasn’t awful, … Read more
One small update. One big number. One Percent Closer to My First 100K It was a regular Monday. Nothing dramatic. No pay rise, no unexpected windfall, no spreadsheet epiphany. Just my usual automated investment ticking along in the background. When I opened my account, the number said £17,005. And I laughed. Because, technically? That’s 17% … Read more
The Day I Got Grumpy and Decluttered a Cupboard With My Bare Hands I didn’t wake up one morning with a clean, folded intention to “embrace minimalism.” I was slightly feral. Heartbroken. And mildly irritated at the way my cupboard door squeaked at me like it had opinions. That day, I didn’t so much decide … Read more
