This section is are post that are uncategories but I have to share them with the wider word.
Back in 2013: My First Proper Job Fresh out of university in 2012, I stumbled into my first proper job at the Money Shop in early 2013. It was the start of adult life in all its awkward, slightly terrifying glory: uniformed shirts, black slacks, and two trips across the city each day, there and … Read more
Let’s talk about the thrilling world of percentages — said no one ever.Except maybe people in the financial independence crowd, who can and will turn a cup of tea and a spreadsheet into a surprisingly joyful afternoon. The Safe Withdrawal Rate (SWR) is one of those oddly satisfying ideas that takes something big — “how … Read more
There’s a certain point in October when the air changes. Not a date on the calendar, but a shift that arrives quietly through the toes. The light flattens, the sky turns that soft, indifferent grey, and the house takes on a kind of stillness that makes the decision inevitable: it’s here — the time for … Read more
There’s a certain thrill in thinking you can control life with a spreadsheet. Or in my case, a phone app that makes a very judgmental kaching every time you spend. Last week, with a sick little one at home, doctor appointments stacked like teetering Jenga blocks, and a looming six-month debate over whether to book … Read more
Have you ever looked at your savings account and felt quietly proud — only to realise, years later, that your money hasn’t really grown at all? I had that moment in my mid-twenties. My savings were fine on paper, but in real terms, they were worth less than when I’d earned them. Inflation had been … Read more
