This section is are post that are uncategories but I have to share them with the wider word.
It is a peculiar kind of madness, isn’t it? The modern world tells us that “more” is the antidote to anxiety. We are led to believe that a surplus is a shield, and that having a little extra tucked away is the ultimate signal that we’ve finally “made it.” But for the optimisers among us—the … Read more
It was an ordinary moment. Coffee in hand. Pavement familiar. One of those small pockets of calm that sit between errands and the rest of the day. Then a dog appeared from behind me. Not charging. Not barking. Just suddenly there, nose level with my little one, curious and uninvited. The scream came first — … Read more
Back in 2013: My First Proper Job Fresh out of university in 2012, I stumbled into my first proper job at the Money Shop in early 2013. It was the start of adult life in all its awkward, slightly terrifying glory: uniformed shirts, black slacks, and two trips across the city each day, there and … Read more
Let’s talk about the thrilling world of percentages — said no one ever.Except maybe people in the financial independence crowd, who can and will turn a cup of tea and a spreadsheet into a surprisingly joyful afternoon. The Safe Withdrawal Rate (SWR) is one of those oddly satisfying ideas that takes something big — “how … Read more
There’s a certain point in October when the air changes. Not a date on the calendar, but a shift that arrives quietly through the toes. The light flattens, the sky turns that soft, indifferent grey, and the house takes on a kind of stillness that makes the decision inevitable: it’s here — the time for … Read more
