A variety of challenges that will improve your health and wealth on the path to Financial Independence.
There’s a special kind of chaos that happens when a perfectly reasonable financial plan collides with a shiny new idea.A small twitch.A gentle itch.A whispering voice saying, “But what if…?” This was the beginning of my latest Financial Fail — or, depending on how charitable we’re being — my latest quietly sensible upgrade. I had … Read more
I’ve been in financial spirals before — the kind where every morning starts with, “What can I tweak today?” You know the type: constantly running numbers, overpaying here, reallocating there, trying to shave pennies from one category to funnel them into another, thinking every small move is the key to perfection. For me, the spiral … Read more
The Round-Up Trick That Quietly Chips Away at My Mortgage There I was, standing in the checkout queue with a packet of crisps and a coffee, tapping my Monzo card like any other day. But this time, instead of just spending, I was quietly saving. A little ka-ching moment pinged in my mind, knowing I’d … Read more
Out of the Feed, Into the Moment: My Quiet Social Media Detox I didn’t mean to compare my life to someone else’s beach holiday for the third time this week. Or fall into that oddly comforting black hole of kittens on reels. Or spend 15 minutes watching a Facebook video of someone restoring a 90s … Read more
You know that smug little voice that lives in your head? The one that whispers, “You’re not like the others—you haven’t fallen into lifestyle inflation. You’ve kept things simple.”Yeah. That voice got humbled recently. It started, as these things often do, with a nosey little scroll through my bank statements. I wasn’t looking for anything … Read more
