Posts that are related to the fundamentals of financial independence..
Getting Clear on What I Can Spend There’s something quietly reassuring about knowing exactly which part of your money is yours to enjoy without a hint of guilt. After sorting out rent, bills, groceries, and even a little savings and investments, having that clear slice of spending cash feels like a tiny peace treaty with … Read more
The Quiet Power of Net Worth There’s something oddly comforting about a Google Sheet. Mine isn’t flashy. It doesn’t have dropdowns or graphs or conditional formatting that turns cells red when things dip (thank God). But it’s been with me for years. Through the peaks, the valleys, and that strange middle part where everything just… … Read more
The Quiet Power of Net Worth There’s something oddly comforting about a Google Sheet. Mine isn’t flashy. It doesn’t have dropdowns or graphs or conditional formatting that turns cells red when things dip (thank God). But it’s been with me for years. Through the peaks, the valleys, and that strange middle part where everything just… … Read more
Finding the Sweet Spot: The Barista FIRE Lifestyle There’s a delicious middle ground between full financial independence and the 9–5 grind — and it smells faintly of oat milk and toasted paninis. Welcome to Barista FIRE. This isn’t about latte art (though if you want to learn, live your dreams). It’s about reaching a point … Read more
Trying to figure out your “financial independence number” is equal parts maths, dreaming, and mild existential crisis.The calculators are easy. It’s the life part that’s trickier. Depending on who you ask (and how much avocado toast you eat), the answer is somewhere between “a few hundred grand” and “you’ll need £2 million and a side … Read more
