How To Stick To A Financial Plan: Ultimate Financial Challenge

I’ve been in financial spirals before — the kind where every morning starts with, “What can I tweak today?” You know the type: constantly running numbers, overpaying here, reallocating there, trying to shave pennies from one category to funnel them into another, thinking every small move is the key to perfection. For me, the spiral … Read more

First 100K: November Update – Run Up To X-mas

There’s something about November that makes everything taste a little richer. Maybe it’s the colder air. Maybe it’s the fact I’m running on fewer hours of sleep than any human should. Or maybe it’s because I had, without exaggeration, the best hot chocolate of my life. Tahini and rose.Nutty, floral, warm.A hug disguised as a … Read more

Time To Retirement: The Ultimate Waiting Game

There’s something both comforting and mildly ridiculous about the phrase time to retirement.It sounds like the name of a game show you definitely didn’t sign up for, but here we are — spinning the wheel each month, hoping the numbers line up, sipping lukewarm tea while wondering if compounding interest is working behind the scenes … Read more

First 100K: October Update – I Lost My Card

October arrived like clockwork — steady, predictable, and somehow quietly satisfying. There was a rhythm to our weeks that almost felt like a private lullaby: nursery runs, workdays, a couple of extra hours of rest on the weekends, park strolls to look at dogs, and visits with friends and family. My partner and I weren’t … Read more