When a No-Touch Plan Meets a Better Idea

There’s a special kind of chaos that happens when a perfectly reasonable financial plan collides with a shiny new idea.A small twitch.A gentle itch.A whispering voice saying, “But what if…?” This was the beginning of my latest Financial Fail — or, depending on how charitable we’re being — my latest quietly sensible upgrade. I had … Read more

First 100K: December Update – Good Food, Adventure, and a Freezing Coastline

December always has its own tempo. A strange mix of soft lights, freezing winds, and the slightly dazed feeling of trying to do “normal life” while also navigating school closures, tinsel, and a steady stream of snack plates. This year felt gentler than usual, though — maybe because December didn’t ask for anything dramatic from … Read more

New Year Goals For Finance, Health and Minimalism

There’s something quietly magical about this time of year. The days are slowly stretching out again, the pale pink of winter sunrises brushes the sky, and the crisp blue overhead feels almost like a fresh canvas. It’s the sort of morning that nudges you to pause, breathe, and think about the year ahead — not … Read more

How To Stick To A Financial Plan: Ultimate Financial Challenge

I’ve been in financial spirals before — the kind where every morning starts with, “What can I tweak today?” You know the type: constantly running numbers, overpaying here, reallocating there, trying to shave pennies from one category to funnel them into another, thinking every small move is the key to perfection. For me, the spiral … Read more