Mortgage Over Payment – The Little Things That Count The moment arrived not with a bang, but with the quiet, unsettling feeling of a baby crying in the dark. It was 3 a.m., and while it wasn’t my turn to deal with the little one, my sleep was shot. My partner was up, so I … Read more
When a Tiny Human Depends on You – Call the Most Expensive Transport There’s a strange clarity that comes when a tiny human suddenly depends on you in a big way. My little one’s temperature had shot up, and suddenly the streets of London felt enormous. I panicked, my partner stayed cool, and we moved … Read more
How a Cancelled Holiday Can Actually Make Life Better There was supposed to be sand, grandparents, and the kind of fried seaside food you pretend is “part of the experience.” Instead, there was a pharmacy bag on the kitchen counter, a GP appointment on a Saturday, and antibiotics lined up next to the kettle. Our … Read more
Starting Small, Dreaming Big Every month, I sneak £25 out of my bank account and send it to my daughter’s ISA.She doesn’t know, of course. She’s still a child — and blissfully unaware that one day she’ll be in her early 20s, needing money for the kind of “first big steps” you can’t exactly buy … Read more
Paying yourself first isn’t about scrimping and scraping until you’re miserable. It’s about quietly telling your future self, “I’ve got you.” And that’s a message worth repeating, especially when life gets expensive and chaotic. Here’s what I’ve been learning about this ancient but surprisingly modern habit… Why This Matters If you’re like most people, you … Read more
