What is Financial Independence (FI) — And Why It’s Not Just for Retiring Early (FIRE)

First Hearing about FIRE/FI I first heard about FIRE (Financial Independence, Retire Early) about 7 or 8 years ago. Back then, I was all in — saving like a maniac, eating frozen veggies, and dreaming of quitting my worst job as soon as humanly possible. Mr. Money Mustache’s shockingly simple math blew my mind, and … Read more

Why Financial Independence Matters, Even If I Never Retire

FIRE to FI It hit me the other day while I was rinsing out my battered, sticker-covered travel mug — the one that’s seen more existential coffee breaks than I care to count. I wasn’t thinking about money. I was thinking about how quiet the house was (miracle), how good the coffee smelled (also miracle), … Read more

The Chill-Out Guide to Tracking Your Money (Spreadsheets Optional)

Net worth, no-worth I used to think tracking my money meant becoming a finance bro—all “Q4 projections” and “leveraging assets.” My life before burnout was all about optimization, and I applied that same exhausting energy to my finances. My spreadsheets had so many tabs and formulas they looked like they were trying to solve for … Read more