Have you ever looked at your savings account and felt quietly proud — only to realise, years later, that your money hasn’t really grown at all? I had that moment in my mid-twenties. My savings were fine on paper, but in real terms, they were worth less than when I’d earned them. Inflation had been … Read more
I once ordered what I thought were the most fetching socks online. When they arrived, they looked great on the website—sleek, stylish, absolutely “wow” for the feet. But in reality? They were thin. So thin that while my feet looked amazing, the cold went straight through, and I spent the first chilly morning hopping around … Read more
There’s a certain type of maths that feels like sorcery. The sort that makes you squint at your calculator and mutter, “that can’t be right.” I stumbled into one of those sums recently, and it left me equal parts amused and quietly hopeful. Here’s the gist: if you invest just a fiver a day — … Read more
Why Boring Beats Brilliant I’ll admit it: when I first picked up The Little Book of Common Sense Investing, my expectations were mixed. On the one hand, I’d heard about John Bogle and his devoted Bogleheads for years — they’re practically the monks of the low-cost index fund temple. On the other hand, that title … Read more
September didn’t arrive with a bang this year. No grand adventures, no big leaps forward, just… a lot of sleep. It was, quite frankly, the month of illness. The whole family caught the bug in some form or another, and the days blurred together with extra naps, cups of tea, and the kind of slow … Read more
