Have you ever looked at your savings account and felt quietly proud — only to realise, years later, that your money hasn’t really grown at all? I had that moment in my mid-twenties. My savings were fine on paper, but in real terms, they were worth less than when I’d earned them. Inflation had been … Read more
How to handle big purchases without spiralling, ghosting your bank app, or impulse-buying another kettle Turns Out, Sleeping Well Is a Financial Goal For a long time, I was sleeping on an IKEA daybed that could generously be described as “functional” — and less generously, as “a creaky bench with commitment issues.” It wasn’t awful, … Read more
The Round-Up Trick That Quietly Chips Away at My Mortgage There I was, standing in the checkout queue with a packet of crisps and a coffee, tapping my Monzo card like any other day. But this time, instead of just spending, I was quietly saving. A little ka-ching moment pinged in my mind, knowing I’d … Read more
Spoiler: I still buy Greggs. Just… less often. What Is a No-Spend Day, Really? For me, a no-spend day is exactly what it sounds like: a day where I don’t spend any money. Not on food, not on drinks, not on a quick snack from Pret. The only exception? Bills that go out automatically — … Read more
