There’s a certain point in October when the air changes. Not a date on the calendar, but a shift that arrives quietly through the toes. The light flattens, the sky turns that soft, indifferent grey, and the house takes on a kind of stillness that makes the decision inevitable: it’s here — the time for … Read more
There’s a certain thrill in thinking you can control life with a spreadsheet. Or in my case, a phone app that makes a very judgmental kaching every time you spend. Last week, with a sick little one at home, doctor appointments stacked like teetering Jenga blocks, and a looming six-month debate over whether to book … Read more
Have you ever looked at your savings account and felt quietly proud — only to realise, years later, that your money hasn’t really grown at all? I had that moment in my mid-twenties. My savings were fine on paper, but in real terms, they were worth less than when I’d earned them. Inflation had been … Read more
Mortgage Over Payment – The Little Things That Count The moment arrived not with a bang, but with the quiet, unsettling feeling of a baby crying in the dark. It was 3 a.m., and while it wasn’t my turn to deal with the little one, my sleep was shot. My partner was up, so I … Read more
When a Tiny Human Depends on You – Call the Most Expensive Transport There’s a strange clarity that comes when a tiny human suddenly depends on you in a big way. My little one’s temperature had shot up, and suddenly the streets of London felt enormous. I panicked, my partner stayed cool, and we moved … Read more
