The Simple Truth About London’s Most Expensive Transport

When a Tiny Human Depends on You – Call the Most Expensive Transport There’s a strange clarity that comes when a tiny human suddenly depends on you in a big way. My little one’s temperature had shot up, and suddenly the streets of London felt enormous. I panicked, my partner stayed cool, and we moved … Read more

Compound Interest: The Lazy Way to Let Time Make You Rich

Starting Small, Dreaming Big Every month, I sneak £25 out of my bank account and send it to my daughter’s ISA.She doesn’t know, of course. She’s still a child — and blissfully unaware that one day she’ll be in her early 20s, needing money for the kind of “first big steps” you can’t exactly buy … Read more

Pay Yourself First: The 4000-Year-Old Skill That’s Still Relevant Today

Paying yourself first isn’t about scrimping and scraping until you’re miserable. It’s about quietly telling your future self, “I’ve got you.” And that’s a message worth repeating, especially when life gets expensive and chaotic. Here’s what I’ve been learning about this ancient but surprisingly modern habit… Why This Matters If you’re like most people, you … Read more

Book Review: A Thought Provoker – Your Money or Your Life

How Calculating Your Real Hourly Wage Changed My View on Money There was this job I had—probably my worst ever. It was the kind of role that drained you not just physically, but mentally, emotionally, and yes, financially too. I clocked in, slogged through the day, and then needed hours—sometimes days—to decompress. When I finally … Read more

Overpay My Mortgage: Reader Tip Jar (Your Clever Ideas Wanted!)

The countdown has officially begun. On 28 August, I’ll make my very first mortgage overpayment. It’s a strange mix of excitement and nerves — kind of like signing up for a marathon, but with less sweat and more spreadsheets. I’ve been thinking about this move for over a year, mostly because my partner went all-in … Read more