There’s a special kind of chaos that happens when a perfectly reasonable financial plan collides with a shiny new idea.A small twitch.A gentle itch.A whispering voice saying, “But what if…?” This was the beginning of my latest Financial Fail — or, depending on how charitable we’re being — my latest quietly sensible upgrade. I had … Read more
The countdown has officially begun. On 28 August, I’ll make my very first mortgage overpayment. It’s a strange mix of excitement and nerves — kind of like signing up for a marathon, but with less sweat and more spreadsheets. I’ve been thinking about this move for over a year, mostly because my partner went all-in … Read more
The Round-Up Trick That Quietly Chips Away at My Mortgage There I was, standing in the checkout queue with a packet of crisps and a coffee, tapping my Monzo card like any other day. But this time, instead of just spending, I was quietly saving. A little ka-ching moment pinged in my mind, knowing I’d … Read more
