Bucket Budget Calculator – Keep It Simple, Sweetheart

Because adulting is hard enough without your money doing the hokey pokey.


Think of this as your financial life jacket, helping you toss your cash into neat little buckets so you don’t accidentally spend your rent money on midnight snacks (again).
No spreadsheets, no complicated wizardry — just simple, sweet, and surprisingly satisfying math that even your pet goldfish could follow (if it cared about money).
So grab your bucket, and let’s make budgeting as easy as pie… or at least easier than explaining crypto to your grandma!

Bucket Breakdown: You can use your Monthly or Annual Income and Expenses.

  • Needs: The “must-haves” — rent, bills, food (sorry, not the fancy stuff), basically the stuff you can’t live without unless you want to become a cave hermit.
  • Wants: The “nice-to-haves” — that extra coffee, streaming subscriptions, or those sneaky impulse buys that make life a bit more fun.
  • Savings: The “future you” fund — because adulting means preparing for rainy days, vacations, or that unexpected “I really need a new phone” moment.
  • Investments: The “make money while you sleep” bucket — planting seeds today so your money can grow into a money tree tomorrow (or at least pay for your coffee).

**Note for the Adjustable Targets you have to make sure it is 100%**

Budget Calculator

Income

Source Amount (£)

Expenses

Needs

Name Amount (£)

Wants

Name Amount (£)

Savings

Name Amount (£)

Investments

Name Amount (£)

Adjustable Targets (%)

Category Target %
Needs
Wants
Savings
Investments

Summary

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